Credit Manager – Auto Loans

The Credit Manager – Auto Loans will evaluate, underwrite, and make credit decisions on vehicle financing applications while ensuring responsible lending, effective credit risk management, and compliance with the bank’s policies.

Key Responsibilities

• Evaluate and underwrite auto loan applications.

• Approve or reject vehicle financing proposals within delegated sanctioning authority.

• Assess borrower creditworthiness and manage lending risks.

• Minimise non-performing assets (NPAs) and monitor portfolio quality.

• Control Portfolio at Risk (PAR) errors and maintain accurate credit assessments.

• Ensure compliance with internal credit policies and applicable requirements.

• Maintain turnaround time (TAT) targets for loan processing and disbursals.

Ideal Candidate

• Strong experience in the auto loan credit process.

• Prior sanctioning authority in a bank or NBFC.

• Knowledge of credit underwriting, risk assessment, and vehicle financing.

• Ability to balance portfolio quality, risk control, and timely loan disbursal.

How to Apply

Interested candidates can contact 8589036620 or apply through the application link provided above.