Financial Crime Compliance Specialist

Mitsubishi UFJ Financial Group (MUFG) is seeking a professional to support financial crime prevention and compliance activities. The role focuses on assessing high-risk customer profiles, analysing complex transactions, investigating suspicious activity, and ensuring compliance with global AML regulations, sanctions regimes, and internal policies.

Key Responsibilities

• Apply knowledge of global AML regulations, sanctions regimes, and financial crime typologies to assess high-risk client profiles.

• Independently evaluate complex customer and transaction activity to identify elevated financial crime risks.

• Analyse, identify, and prevent financial crimes related to AML, Anti-Bribery and Corruption (ABC), and KYC.

• Examine transaction monitoring alerts for potential money laundering, terrorist financing, sanctions violations, and KYC-related risk indicators.

• Assess KYC risks for high-risk customers during new client onboarding, ad hoc reviews, and periodic reviews.

• Investigate alerts and determine whether findings warrant escalation or formal reporting.

• Establish appropriate escalation paths based on risk scoring.

• Use forensic analysis, KYC/CDD expertise, and financial crime trend analysis to make risk-informed recommendations.

• Prepare investigative reports and recommendations to support senior management decisions on client onboarding, retention, or exit.

• Draft Suspicious Activity Reports (SARs) in accordance with jurisdictional requirements.

• Review Enhanced Due Diligence (EDD) documentation for accuracy and completeness.

• Assist in testing Anti-Bribery and Corruption processes and validating controls.

• Validate data inputs and ensure case files are complete.

• Follow operating procedures to maintain consistent investigative documentation.

• Prioritise alert queues and allocate cases according to urgency and risk.

• Contribute to transaction monitoring scenario development and tuning.

• Maintain process documentation and dashboards.

• Coordinate regulatory and audit reporting for identified issues.

• Conduct data analysis to optimise AML alerts.

• Assist with exposure reviews and investigative research.

• Track and report external engagement and financial crime typology trends.

Required Skills and Qualifications

Education and Certifications

• Degree in Criminal Justice, Finance, Business Administration, or a related field, or equivalent work experience.

• Relevant financial crime or AML certification preferred.

Functional Skills

• Advanced knowledge of global AML, ABC, sanctions, and financial crime regulations, regimes, typologies, and frameworks.

• Strong understanding of transaction monitoring systems, alerting tools, and case management platforms.

• Expertise in forensic analysis.

• Ability to interpret regulatory guidance and internal policy documents.

• Specialised knowledge of KYC, SAR reporting, and investigative techniques.

• Advanced knowledge of Customer Identification Program (CIP), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD).

• Experience with compliance tools such as Actimize, World-Check, and LexisNexis is an advantage.

• Ability to analyse financial data and identify suspicious activity.

• Strong documentation and reporting skills.

Foundational Skills

• Effective communication and collaboration.

• Analytical thinking and sound judgement.

• Resilience, adaptability, and curiosity.

• Attention to detail and ethical awareness.

• Commitment to continuous learning and inclusive teamwork.

• Ability to use technology to improve accuracy and efficiency.

How to Apply

The supplied job description does not include a direct application link, specific location, salary, or minimum years of experience. Candidates should search for the relevant financial crime compliance vacancy on the official MUFG careers website.